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Liability Insurance

Helping you manage your business risks

Benefits of Liability Insurance

  • Claims settled within seven working days after receiving all required documents
  • Affordable premiums
  • Specialist risk management advice
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“Claims paid on time in prime insurance, that is the reason why I recommend prime to all my friends.”
- System Garage

Liability Insurance

Accidents during the course of business can and do involve third parties, raising your liability and risk. Prime third party liability insurance covers you against any liability, and our guaranteed commitment to settle easy claims within 30 minutes offers significant protection. We offer various levels of cover, depending on what you need:

Public liability

Protects you and your business against the financial risk of being found liable if a third party is killed or injured; or if they suffer property or economic losses or damages resulting from your negligence. Prime public liability insurance is ideal for hotels, public spaces like stadiums, administrative offices and factories, among others.

Professional liability

Protects advice-based businesses from legal action against them for losses incurred because of perceived professional negligence.

Product liability

Covers the cost of compensating anyone who is injured by a faulty product designed, manufactured or supplied by your business. Product liability insurance protects you against the cost of compensation for:

  • Personal injuries caused by your faulty product
  • Loss or damage to property caused by your faulty product
  • Unforeseen circumstances such as a product fault not identified by your quality control system
School liability

Covers students and third parties against any accidents that may occur while still at school or in transit to or from school.

Carrier liability

Protects a carrier who operates using approved consignment notes, or other contracts of carriage, against liability for loss or damage to their customers, goods or livestock.

Contact us to manage your risks and liabilities

Find out more about how we can protect your business.

For peace of mind

Need to make a claim? Find out about our simple process here.

View claims info
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