Nkunganire [Family Insurance]

Nkunganire [Family Insurance]

Nkunganire Family Insurance

NKUNGANIRE is a family insurance product speciﬁcally designed for moto bike riders, drivers and whoever conducts vehicles.

Option 1:

Monthly Premium 3,000 Frw (+) Risk: 3,000 Frw

Savings: Free

Covered PAYOUT

Subscriber Death 500,000 FRW

Total Permanent Disability [Rate >=70%] 500,000 FRW

Partial Permanent Disability 500,000 FRW * Disability %

Spouse Death 500,000 FRW

Child Death 200,000 FRW

Hospital Cash 25,000 FRW

Fine payment support in case
of accident that involves death 500,000 FRW

Option 2:

Monthly Premium 5,000 Frw (+) Risk: 5,000 Frw

Savings: Free

Covered PAYOUT

Subscriber Death 1,000,000 FRW

Total Permanent Disability [Rate >=70%] 1,000,000 FRW

Total Permanent Disability 1,000,000 FRW * Disability Rate

Spouse Death 500,000 FRW

Child Death 200,000 FRW

Hospital Cash 50,000 FRW

Fine payment support in case
of accident that involves death 700,000 FRW

Option 3:

Monthly Premium 7,000 Frw (+) Risk: 7,000 Frw

Savings: Free

Covered PAYOUT

Subscriber Death 1,500,000 FRW

Total Permanent Disability [Rate >=70%] 1,500,000 FRW

Partial Permanent Disability 1,500,000 FRW * Disability Rate

Spouse Death 500,000 FRW

Child Death 200,000 FRW

Hospital Cash 50,000 FRW

Fine payment support in case
of accident that involves death 700,000 FRW

Option 4:

Monthly Premium 10,000 Frw (+) Risk: 10,000 Frw

Savings: Free

Covered PAYOUT

Subscriber Death 2,500,000 FRW

Total Permanent Disability [Rate >=70%] 2,500,000 FRW

Partial Permanent Disability 2,500,000 FRW * Disability Rate

Spouse Death 500,000 FRW

Child Death 200,000 FRW

Hospital Cash 50,000 FRW

Fine payment support in case
of accident that involves death 700,000 FRW

Covered	PAYOUT
Subscriber Death	500,000 FRW
Total Permanent Disability [Rate >=70%]	500,000 FRW
Partial Permanent Disability	500,000 FRW * Disability %
Spouse Death	500,000 FRW
Child Death	200,000 FRW
Hospital Cash	25,000 FRW
Fine payment support in case of accident that involves death	500,000 FRW

Covered	PAYOUT
Subscriber Death	1,000,000 FRW
Total Permanent Disability [Rate >=70%]	1,000,000 FRW
Total Permanent Disability	1,000,000 FRW * Disability Rate
Spouse Death	500,000 FRW
Child Death	200,000 FRW
Hospital Cash	50,000 FRW
Fine payment support in case of accident that involves death	700,000 FRW

Covered	PAYOUT
Subscriber Death	1,500,000 FRW
Total Permanent Disability [Rate >=70%]	1,500,000 FRW
Partial Permanent Disability	1,500,000 FRW * Disability Rate
Spouse Death	500,000 FRW
Child Death	200,000 FRW
Hospital Cash	50,000 FRW
Fine payment support in case of accident that involves death	700,000 FRW

Covered	PAYOUT
Subscriber Death	2,500,000 FRW
Total Permanent Disability [Rate >=70%]	2,500,000 FRW
Partial Permanent Disability	2,500,000 FRW * Disability Rate
Spouse Death	500,000 FRW
Child Death	200,000 FRW
Hospital Cash	50,000 FRW
Fine payment support in case of accident that involves death	700,000 FRW

Product Features:

Interest on savings: Annual interest is generated on savings deposited
Waiting period: There is no waiting period in case of accident but 2 months for other cases.
Partial Surrender on savings: Allowed after 3 years
Total Surrender on savings: Allowed after 3 years